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Group medical insurance |
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You are here : Bupa HK > Group medical insurance > Bupa Choice Plus
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| Bupa Choice Plus group medical insurance scheme |
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The Bupa Choice Plus group medical insurance scheme is a budget-friendly scheme offered at a modest premium. This medical insurance scheme includes basic in-patient benefit and optional out-patient benefit. There are 3 benefit levels for you to choose from.
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Which types of business and employees should enrol?
- Companies with 5-50 employees looking for protection for their employees´ health
- Full time employees and their spouse who are aged under 65
- Employees´ unmarried children aged between 15 days and 17 years old, or under 23 if in full time education
Plan features and merits
- Medical insurance cover: Basic cover includes Hospital and Surgical Benefit. You can also select optional Clinical Benefit (including diagnostic tests and treatments by general practitioners, specialists, physiotherapists and chiropractors). Members have free choice of their own doctors.
- Modest subscription:You can start the plan with a subscription of around HK$2.6 per employee per day.
- Special offer for child subscription: Only the subscription of one child will be charged when more than one child from the same family join the plan.
- Guaranteed membership transfer*: We guarantee the acceptance of membership transfer to the ward level of the Bupa CarePro medical insurance plan regardless of health conditions when you retire or quit your job. After the transfer, you will enjoy lifetime protection, including pre-existing illnesses developed and covered during your group membership.
- Benefit level options: It is easy to fit in your company´s budget with the choice of ward, semi-private or private room level.
- Simple administration: Claim payment will be credited to the employee´s bank account directly. Employees can check claim status online on the Bupa website.
- Easy enrolment: The participating employees are not required to take medical examinations, go through individual underwriting or make health declaration.
* Subject to Bupa´s requirements, terms and conditions.
Which Bupa group medical insurance plan suits your business best?
- Companies with 50 or more employees can set up a tailor-made group scheme. Please call 2517 5338 for professional advice.
- For companies with 50 or less employees, please refer to the table below
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Corporate HealthNet Plus |
Bupa Choice Plus |
Enterprise HealthNet |
| No. of employees |
5-50 |
5-50 |
5-50 |
| Basic medical insurance cover |
| Hospital and Surgical Benefit |
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| Clinical Benefit |
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| Optional medical insurance cover |
| Clinical Benefit |
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| Dental Benefit |
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| Free medical insurance cover |
| Hospital Cash Benefit |
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| Top-up Medical Benefit |
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| Dental Benefit (If Clinical Benefit is chosen) |
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| Bupa Worldwide Assistance Programme |
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| Medical provider network and medical card |
| Medical Card |
(For out-patient) |
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(For in-patient and out-patient) |
| No. of clinics and diagnostic centres |
More than 1,600 |
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More than 2,200 |
| Full cover and no claim procedure |
| In-patient benefit |
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(Must choose a
network hospital)* |
| Out-patient benefit |
(Must choose a network doctor) |
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(Must choose a network doctor) |
| Example of the subscription amount for a ward level benefit |
| Subscription per person per year |
$1,269 (in-patient) |
$942 (in-patient) |
$4,489 (in-patient + out-patient) |
| Reimbursement and co-payment options for out-patient benefit |
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*Up to the annual overall limit shown in the Schedule of Benefits
The product information above is only a summary for your reference. Please refer to the product brochure and contract for plan details, terms and conditions.
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