Who should enrol?
- Single or married employees and their dependants who are now covered by a group medical insurance scheme
- From babies aged 15 days to adults aged up to 49 who need health cover
Plan features and merits
- Medical insurance cover: Basic cover includes Hospital and Surgical Benefit.
- Free Overseas Medical Contingency Top-up Benefit: You will have an extra medical cover of up to HK$250,000 for emergency medical treatment overseas or treatment which should be performed outside Hong Kong upon the medical advice of a specialist and Bupa´s prior approval.
- Value for money: Taking the example of an aged 30 member, the monthly subscription for ward level is only HK$44.
- Guaranteed renewal: No matter how your health conditions change, we guarantee that your cover can be renewed until age 55.
- Guaranteed conversion right: We guarantee the acceptance of converting your membership to the same benefit level of the Bupa CarePro medical insurance plan before the contract anniversary immediately following your 56th birthday regardless of your health conditions. After the conversion, you will enjoy lifetime medical protection including illnesses developed and covered during the Bupa Wise Choice membership.
- No extra charge for individuals: Regardless of your claims history and health conditions, there is no individual increase in premium at the time of renewal.
- No waiting period: Your cover starts immediately after your membership takes effect.
- Payment options: It is easy to fit your budget with the choice of monthly or annual payment mode, and ward, semi-private or private room level.
- Easy Enrolment: Enrolment is quick and simple. No medical examinations are required.
The product information above is only a summary for your reference. Please refer to the product brochure and contract for plan details, terms and conditions.
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