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Individual medical insurance You are here :Skip Navigation LinksBupa HK > Individual medical insurance > Bupa Care Kid
Bupa CarePro
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Bupa Care Kid medical insurance scheme
This plan offers up to 50% child discount and a No Claim Renewal Discount as high as 15%. We guarantee that your child can join the Bupa CarePro medical insurance scheme when they turn 18 and then enjoy guaranteed renewal of cover for life.

Who should enrol?

  • From babies aged 15 days to children aged up to 17 who need health cover
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Plan features and merits

  • Medical insurance cover: Basic cover includes Hospital and Surgical Benefit. You can also select optional Hospital Cash Benefit, Supplementary Major Medical Benefit and Clinical Benefit (including diagnostic tests and treatments by general practitioners, specialists, physiotherapists, chiropractors, Chinese herbalists and bonesetters).
  • Child discount: Children can enjoy up to 50% subscription discount when their family enrol with Bupa.
  • No Claim Renewal Discount (NCB): A subscription discount will apply if no claims are made in 2 years. The NCB can be as high as 15% per year.
  • Guaranteed transfer right: Regardless of claim amount and health conditions, we guarantee that your child can convert their membership to the Bupa CarePro medical insurance plan at age 18 and enjoy guaranteed renewal of cover for life.
  • No claim procedure after a hospital stay: Using the Bupa HealthCare Card for admission to a private hospital, you do not have to pay a deposit, cover payments upon discharge or wait for claim settlement*.
  • No extra charge for individuals: Regardless of your claims history and health conditions, there is no individual increase in premium at the time of renewal.
  • High day limit for hospital stay: 270 days per year
  • Extra Cancer Treatment and Kidney Dialysis Benefit: A benefit of up to HK$100,000 every year is provided for kidney dialysis, chemotherapy and some other advanced cancer treatments.
  • No waiting period: The cover starts immediately after your membership takes effect.
  • Payment options: It is easy to fit your budget with the choice of monthly or annual payment mode, and ward, semi-private or private room level.
  • Easy enrolment: Enrolment is quick and simple. No medical examinations are required.
  • Free cover: The Bupa Worldwide Assistance Programme provides overseas emergency medical assistance services and an extra hospital benefit of HK$120,000 after repatriation to Hong Kong.

* This service will be provided if you take out the Supplementary Major Medical Benefit, subject to the terms and conditions of this plan and is not applicable to hospitalisation expenses incurred by exclusion items.

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Which Bupa medical insurance plan suits your child best?

 
  Bupa CareKid Bupa Care HealthNet Bupa Crystal Bupa Gold
Insured Child can enrol independently Adult must enrol and child is enrolled as a dependant
Issue age for children 15 days – 17 15 days – 17 0 – 17 0 – 17
Unmarried full time student aged 18-22 Please join
Bupa CarePro
Medical cover
Hospital and Surgical Benefit (basic)
Supplementary Major Medical Benefit (optional)      
Hospital Cash Benefit (optional)  
Clinical Benefit (optional)
(basic)
Dental Benefit (optional)        
Full cover
Full cover for hospitalisation and surgical fees    
(must choose a private hospital in our network)*

(All room and board charges and miscellaneous hospital services expenses of any HK private hospitals)
Full cover of out-patient expenses  
(Must choose a network doctor)

(Must choose a network doctor)

(Any local or overseas doctors)
No claim procedure
In-patient
(Any HK private hospitals)
 
(must choose a private hospital in our network)

(Any HK private hospitals)
Out-patient  
(Must choose a network doctor)

(Must choose a network doctor)

(Must choose a network doctor)
Choice of room levels
Ward    
Semi-private    
Private
Subscription discount and free health check
No Claim Renewal Bonus      
Child discount      
Free health check#    
Free benefits
Bupa Worldwide Assistance Programme
Overseas Medical Contingency Top-up Benefit      
Example of subscription amount for an aged 5 member
Annual subscription $1,768
(Ward, in-patient benefit)
$5,802
(Ward, in-patient & out-patient benefits)
$5,221
(Private, in-patient benefit)
$9,065
(Private, in-patient benefit)

* Up to the overall annual limit shown in the Schedule of Benefits
# Some health check programmes are only available for members aged 18 or above.

The product information above is only a summary for your reference. Please refer to the product brochure and contract for plan details, terms and conditions.
 
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