Bupa HK | Bupa worldwide | About Bupa | Career | Contact us
What´s new  |  Individual medical insuranceGroup medical insurance  |  Customer care | Health Gallery | Bupa Active 中文
Individual medical insurance You are here :Skip Navigation LinksBupa HK > Individual medical insurance > Bupa Crystal
Bupa Critical Essential Care
Bupa CarePro
Bupa Care Kid
Bupa Care HealthNet
Bupa Gold
Bupa Wise Choice
Bupa Civil Servants
Bupa Crystal medical insurance scheme
This scheme provides full cover for medical expenses incurred in network hospitals and over 2,000 clinics, so you do not have to pay any bills or lodge any medical insurance claims. Free health check is included in this medical insurance package.

Who should enrol?

  • Single or married employed persons, self-employed persons and business owners who want to stay in a private room in hospital when falling ill and have full cover for their medical expenses
  • People who want to have health check programmes included in their medical insurance scheme
  • From newborn babies to adults aged up to 59 who need health cover
Back to top

Plan features and merits

  • Medical insurance cover: Basic cover includes Hospital and Surgical Benefit. You can select optional Hospital Cash Benefit and Clinical Benefit (including diagnostic tests and treatments by general practitioners, specialists, physiotherapists, chiropractors, Chinese herbalists and bonesetters).
  • Guaranteed lifetime renewal: No matter how your health conditions change after you join the scheme, we guarantee that your cover can be renewed for life.
  • No extra charge for individuals: Regardless of your claims history and health conditions, there is no individual increase in premium at the time of renewal.
  • Full cover and no claim procedure: When you use the Bupa CrystalNet Card, all eligible medical expenses are fully covered. You have no bills to pay and no claim procedure to follow.
  • Free choice of non-network doctors and hospitals: Members are free to use non-network doctors and hospitals with a different medical insurance benefit limit.
  • Free lifetime preventive program: Members who opt for the Clinical Benefit can take preventive health check programmes tailored for different life stages such as blood test, influenza vaccination, scaling and polishing dental service, Pap smear test or prostatic cancer screening.
  • Free lifetime health check: A host of health check programmes are tailored for male and female members such as cancer screening, ultra sound scanning, mammogram or bone density test.
  • No waiting period: Your cover starts immediately after your membership takes effect.
  • Easy enrolment: Enrolment is quick and simple. No medical examinations are required.
  • Free cover: The Bupa Worldwide Assistance Programme provides overseas emergency medical assistance services and an extra hospital benefit of HK$120,000 after repatriation to Hong Kong.
  • Free cover:The Bupa Worldwide Assistance Programme provides overseas emergency medical assistance services and an extra hospital benefit of HK$120,000 after repatriation to Hong Kong.
Back to top

Which Bupa medical insurance suits you best?

 
  Bupa CarePro Bupa Care HealthNet Bupa Crystal Bupa Gold
Issue age for adults 18 or above 18 – 59 18 – 59 18 - 59
Issue age for children Please join
Bupa Care Kid
15 days to 17 0 to 17 0 to 17
Unmarried full time student aged 18-22  
Family members enrolled as dependants        
Medical cover
Hospital and Surgical Benefit (basic)
Supplementary Major Medical Benefit (optional)      
Hospital Cash Benefit (optional)  
Clinical Benefit (optional)
(basic)
Dental Benefit (optional)        
Maternity Benefit (optional)        
Full cover
Full cover for hospitalisation and surgical fees    
(must choose a private hospital in our network)*

(All room and board charges and miscellaneous hospital services expenses of any HK private hospitals)
Full cover for out-patient expenses  
(Must choose a network doctor)

(Must choose a network doctor)

(Any HK or overseas doctors)
No claim procedure
In-patient
(Any HK private hospitals)
 
(must choose a private hospital in our network)

(Any HK private hospitals)
Out-patient  
(Must choose a network doctor)

(Must choose a network doctor)

(Must choose a network doctor)
Choice of room levels
Ward    
Semi-private    
Private
Subscription discount and free health check
No Claim Renewal Bonus      
Child Discount      
Free health check#    
Free benefits
Bupa Worldwide Assistance Programme
Overseas Medical Contingency Top-up Benefit      
Example of the subscription amount for an aged 30 member
Annual subscription $2,140
(Ward, in-patient benefit)
$6,738
(Ward, inpatient & out-patient benefits)
$7,215
(Private, in-patient benefit)
$16,170 (Private, in-patient benefit)

* Up to the overall annual limit shown in the Schedule of Benefits
# Some health check programmes are only available for members aged 18 or above.

The product information above is only a summary for your reference. Please refer to the product brochure and contract for plan details, terms and conditions.

Back to top
Bupa Quick Quote
Your age:
 
Cover:
Submit Reset
Get quote and download
brochure here
Call us Get professional advice & enrolment hotline
2517 5860
0900-1800, Mon-Fri
Email us Request call back
Member enquiry Member enquiry
Email us Send an email enquiry
Print this page Print this page
Useful links
Accessibility Sitemap Legal Notices       © Bupa (Asia) Limited 2008