Clinical Claims – Use medical card

If you use a medical card to reserve clinical treatment, you do not need to go through a claims procedure.

  • Bupa HealthNet Card (Clinical benefit)
    Bupa HealthNet Card

    User guide

    • If you claim a network benefit, please use this medical card.
    • Present your Bupa HealthNet card when you consult a network doctor.
    • If you consult a specialist, receive physiotherapy, or have a diagnostic imaging examination or laboratory test, please present your medical card and the referral letter from your doctor.
    • You do not need a referral letter when you consult a gynaecologist, paediatrician or family medicine practitioner.
    • After your treatment, sign the claim form provided by the clinic.

    Pre-authorisation

    • You will need pre-authorisation if a diagnostic imaging or laboratory test costs more than HK$1,000 or the specialty treatment referred by a network doctor is outside the network.
    • The network doctor will complete the required form for you and fax it to Bupa for approval.
    • We will reply to the network doctor. Please sign the form and get the approval document.
    • Please present this medical card, referral letter from your doctor and approval document to the network diagnostic centre.
    • For any treatment by a specialist whose specialty is not available in the network, please submit a claim form after your treatment.
    • Pre-authorisation hotline: 2517 5789 (Mon - Fri 9am - 7pm)

    Download a Pre-authorisation Form (497Kb PDF)

    Some of the above procedures may not be applicable to members of tailor-made group schemes. Please refer to your Membership Guide.


Group member enquiries
  • Group member enquiries

    Mon-Fri, 9am - 6pm. Our customer service officers are pleased to help you.

    2517 5388General enquiries:
    2517 5789Pre-authorisation:
  • Let us call you

    Leave your contact information. We will respond to you within the same day or the next working day.

  • Email us

    Send your enquiry about group medical insurance by email.