What does Bupa Wise Choice medical insurance include?
The Bupa Wise Choice medical insurance scheme is specially designed for employees and their dependants who are already covered by group medical insurance. It provides hospital benefit to supplement your group medical insurance at a modest premium.
Supplement your company medical insurance
Bupa Wise Choice gives you hospital cover of up to HK$600,000 per year. You get 80% reimbursement of medical expenses that exceed your group cover or the deductible.
As an example, for a member aged 30, the monthly subscription is only HK$44 for ward level benefit of HK$180,000 per year.
Portable and lifetime cover guaranteed
No matter how your health changes, Bupa guarantees that you can continue your cover throughout your life after you transfer membership to Bupa CarePro.
No extra subscription because you claim
Whatever claims you've made, we won't add any extra individual charges when you renew your contract.
No waiting period, cover starts immediately after your membership takes effect. No medical examination required to enrol.
Hospital and Surgical Benefit
- Choice of ward, semi-private and private room levels
- Room and Board
- Miscellaneous Hospital Services
- Intensive Care
- Surgeon and Attendance Fees
- Anaesthetist's Fees
- Operating Theatre Fees
- In-patient Physician's Fees
- In-patient Specialist's Fees
- Companion Bed
Free Overseas Medical Contingency Top-up Benefit
- Extra medical cover of HK$250,000 for emergency medical treatment overseas
What's not covered?
The above information is only a product summary. Please refer to the product brochure and contract for details.
You can contact Bupa through the following channels.