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GENEROUS PROTECTION WITHOUT ANY WORRIES

Apply on or before 20 January 2023 to get discounts worth up to 100% of first-year premiums!

No lifetime benefit limit and coverage will be automatically renewed each year

Full cover for all related outpatient expenses within 90 days before or 365 days after confinement (e.g. physiotherapy, follow-up consultations)

4 deductible options are available, allowing you to easily enjoy up to HK$40 million benefit limit per year

Deductible for related treatments will be waived (if any) if you’re diagnosed with cancer

Cashless service with your Bupa medical card for hospitalisation and other medical services at designated service providers (e.g. hospitals and diagnostic centres), so you won’t need to submit any claims; other claims will be normally settled within 5-7 working days after receiving full documentation

By selecting from our many optional benefits , you can tailor your policy to better protect your health and wellbeing

Medical check-up every policy year for better prevention

Eligible for tax deduction on up to HK$8,000 in premiums annually

Eligible to enrol up to age 80 years old and guaranteed lifelong renewal

COMPREHENSIVE MENTAL HEALTH SUPPORT

First Mental Health Clinical Network in Hong Kong

24-hour Mental Health Service Hotline operated by qualified and experienced counsellors and clinical psychologists offering free emotional support

Face-to-face counselling services in strict confidence can also be arranged if needed

Certified Plan provides full cover on inpatient psychiatric treatments in your chosen area of cover

Optional Clinical benefits include outpatient psychiatric-related treatments and psychological counselling for treatments on psychiatric and psychological conditions (e.g., depression, anxiety disorder, panic disorder, early psychosis, senile dementia and Parkinson’s disease)

FLEXIBLE OPTIONAL BENEFITS

Optional Clinical Benefit offers full cover on eligible expenses such as GPs, specialists, physiotherapists, Chinese herbalists, Chinese bonesetters and psychiatric-related treatments etc.

【Newly Launched】Video consultation services allow eligible members to consult selected general practitioners comfortably and safely at home, with door-to-door medication, referral letter and sick leave certificate delivery. Medication delivery charge will also be waived during the special protection period.

Extra vaccination (e.g. hepatitis B, measles, influenza) benefits

Optional Dental Benefit covers scaling & polishing, fillings & extractions, periodontal surgery etc and Optical Benefit covers fees for consultations, eye checks and optical correction device

Optional Maternity Benefit covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs and nursery care for a newborn baby during hospital confinement

SUPPLMENTARY CRITICAL ILLNESS OPTIONAL BENEFIT

Provides worldwide coverage for up to 98% of all serious critical illnesses , including 80 major critical illnesses (such as cancer, heart attack, stroke) and 5 early stage critical illnesses (such as coronary artery disease requiring angioplasty ).

This benefit offers triple protection for up to 3 separate conditions at different times throughout your life—Major Critical Illness Benefit, Early Stage

Critical Illness Benefit and Additional Cancer Benefit , with a lifetime benefit amount up to HK$3,300,000 in aggregate .

Covers an additional cancer claim if you're diagnosed with cancer (including recurrence or distant metastasis) after the major critical illness has been paid.

In Bupa’s new Cancer Care Programme, our qualified nurses and health management professionals will provide personalised follow-up throughout your cancer journey, emotional support and a variety of health information such as cancer care and dietary tips.

OTHER FEATURES (ALSO COVERED BY OTHER BUPA VHIS PLANS)

Cover medical expenses for unknown pre-existing conditions and congenital condition(s) with symptoms appearing or diagnosed from age 8

Cover hospital expenses (e.g. specialist's, surgeon's, anaesthetist's fees)

Cover surgeries performed in a clinic or day-case unit of a hospital (e.g. wound sutures, plaster casts and endoscopies)

Cover prescribed non-surgical cancer treatments (e.g. radiotherapy, chemotherapy, targeted therapy, immunotherapy)

Cover prescribed diagnostic imaging tests (e.g. MRI and CT scans)

No medical examination required for enrolment

21-day cooling-off period

Regardless of your claims history, no extra individual charges will be applied

Our customer helpdesk and WhatsApp Chatbot provides 24-hour live support to answer queries related to your Policy

HEALTH COACHING SERVICES FOR DIFFERENT NEEDS

A team of qualified nurses and health management professionals provide 24-hour live guidance on your health-related queries, with the support of doctors

Second medical opinion from a panel of medical specialists can be arranged if you're suffering from a serious illness

Other services include providing healthcare centre choices, Chronic Conditions Programme, a Care Manager to follow up on your claims and support you throughout your treatment and recovery

Non-emergency global healthcare support can help you find a doctor or make an appointment with your preferred healthcare service providers

WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.

Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.