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Value-for-money critical illness coverage with multiple protection

  • Even if you're covered by medical insurance, it's also good to have critical illness cover to enhance your medical safety net.
  • Bupa Safe enrolment offer: 35% off for single enrolment, 50% off for 2 or more enrolments1!
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    Critical illnesses such as cancer, heart attack and stroke are becoming more common for a variety of reasons: high stress levels, fast-paced lifestyle, poor diet, lack of exercise and so on. If you’re diagnosed with a critical illness, you may need to take time to work or even quit your job. This combined with the costs of treatment may affect your budget and your quality of life. Critical illness insurance schemes provide lump sum payments to make up for any lost income and pay for your medical and living expenses if you have a covered critical illness. Plan ahead to protect yourself for whatever the future holds.
    Bupa Safe
  • [Enrolment offer] 35% off for single enrolment, 50% off for 2 or more enrolments1
  • Covers up to 98% of all serious critical illnesses2 including 85 conditions3 and triple protection with a lifetime benefit amount up to HK$3.3M in aggregate4
  • Protection against common major critical illnesses like cancer, heart attack & stroke, and 5 early-stage critical illnesses
  • Pure critical illness coverage, with monthly subscriptions as low as HK$1085 and easy online enrolment!
  • Flexibility to add optional Cancer Treatment Reimbursement Benefit
  • Bupa Hero VHIS Plan
  • [Enrolment offer] First 5 years no‑claim discount totaling up to 140% of the first‑year premium1, plus a complimentary health check6.
  • Affordable premium, with daily premium as low as HK$4.67
  • [New] Various annual benefit limit options, range from HK$5 million to HK$40 million
  • [New] Provides progressive coverage8 which allow you to adjust your coverage for major life events like marriage and childbirth, without re-underwriting
  • Full cover for eligible medical expenses9
  • 4 deductible options are available10, you can offset the selected deductible with reimbursement from your group medical plan to lower your premium
  • Deductible for related treatments will be waived (if any) if you’re diagnosed with cancer11
  • Up to 15% lifetime family discount12
  • Bupa All Together
  • [Enrolment offer] Enjoy up to 35% off on the first-year premium for a family enrolment of 31
  • Up to HK$5 million Hospital and Surgical Benefit limit every year for the whole family to share
  • Full cover for eligible medical expenses13
  • One-year premium waiver if diagnosed specified serious illnesses14
  • One-year complimentary critical illness coverage for newborn baby15
  • Referral Rewards
  • Successfully refer your friend to enrol in any individual medical scheme, both of you can get a HK$300 supermarket e-voucher16
  • Certified VHIS plans
    bupa myflexi
    [MyFlexi VHIS] Flexible health coverage to meet your needs
    bupa mybasic
    [Bupa MyBasic VHIS] Basic protection for your health and wellbeing
    bupa info2
    VHIS vs General Traditional Medical Insurance
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    Compare different schemes
    NON-VHIS PLAN SUGGESTIONS
    Couple discuss together
    【Bupa Safe Critical Illness】 Value-for-money critical illness coverage with multiple protection
    Family with kid
    【Bupa All Together】A flexible combined annual benefit pool to safeguard the health of your entire family
    A man checking insurance plan by phone
    【Bupa CarePro】 Quality healthcare cover for the price-conscious
    Family with 2 kids
    【Bupa Care Kid】 Cover your children in a world of benefits
    WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

    Global healthcare specialist

  • Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.
  • Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.
  • Trusted brand

  • Health insurance provider to Hong Kong’s 10,000 civil servants for more than 20 years running.
  • We’ve gained the trust of more than 400,000 individuals, 3,200 companies.
  • Almost half of our customers have been Bupa members for 3 years and more.
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