Make good use of your medical insurance to enhance your medical coverage

Specially designed for Bupa group members

Bupa VTop: up to 10% of first year premium¹!

GET QUOTE OR DETAILS

PLEASE CALL US AT 2517 5948

Name *

E-mail *

Phone*

Preferred contact time

Mon-Fri 9am-9pm (except public holidays)

Preferred contact language*

* mandatory field

Enquiries

I have read and accepted the Personal Data Information Collection Statement. By clicking "Submit", I confirm that I give consent to Bupa using my personal data for direct marketing of its related insurance / subscription products and services.

GET QUOTE OR DETAILS

Hong Kong people have a fast-paced lifestyle, face significant stress, and often have irregular eating habits, which can lead to minor health issues. If these small ailments are ignored, they may worsen. Once they develop into serious illnesses, the treatment costs can be unpredictable. While group medical insurance exists, it may not cover all expenses, forcing employees to tap into their savings for treatment. Health insurance plays a crucial role at this time by reimbursing the remaining eligible medical costs, alleviating your financial burden.

Bupa VTop Health Insurance Scheme

[Enrolment offer] up to 10% of first year premium¹

Cover pre-existing conditions²

Without underwriting regardless of your health conditions³

No waiting period, cover starts immediately and there's no gap between the end of your group membership⁴

Guaranteed lifetime renewal⁵

The enrolment window restriction is now waived until 31 August 2026, allowing you to apply immediately without having to wait for renewal of your group scheme. Grasp this opportunity! Act Now!

Bupa Hero VHIS Plan

[Enrolment offer] First 5 years no‑claim discount totaling up to 140% of the first‑year premium¹, plus a complimentary health check⁶.

Affordable premium, with daily premium as low as HK$4.6⁷

[New] Various annual benefit limit options, range from HK$5 million to HK$40 million

[New] Provides progressive coverage⁸ which allow you to adjust your coverage for major life events like marriage and childbirth, without re-underwriting

Full cover for eligible medical expenses⁹

4 deductible options are available¹⁰, you can offset the selected deductible with reimbursement from your group medical plan to lower your premium

Deductible for related treatments will be waived (if any) if you’re diagnosed with cancer¹¹

Up to 15% lifetime family discount¹²

Bupa All Together

[Enrolment offer] Enjoy up to 35% off on the first-year premium for a family enrolment of 3²

Up to HK$5 million Hospital and Surgical Benefit limit every year for the whole family to share

Full cover for eligible medical expenses¹³

One-year premium waiver if diagnosed specified serious illnesses¹⁴

One-year complimentary critical illness coverage for newborn baby¹⁵

Referral Rewards

Successfully refer your friend to enrol in any individual medical scheme, both of you can get a HK$300 supermarket e-voucher¹⁶

Certified VHIS plans

[MyFlexi VHIS] Flexible health coverage to meet your needs

Learn more

[Bupa MyBasic VHIS] Basic protection for your health and wellbeing

Learn more

VHIS vs General Traditional Medical Insurance

Learn more

Compare different schemes

Learn more

NON-VHIS PLAN SUGGESTIONS

【Bupa Safe Critical Illness】 Value-for-money critical illness coverage with multiple protection

Learn More

【Bupa All Together】A flexible combined annual benefit pool to safeguard the health of your entire family

Learn more

【Bupa CarePro】 Quality healthcare cover for the price-conscious

Learn more

【Bupa Care Kid】 Cover your children in a world of benefits

Learn more

WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.

Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

Trusted brand

Health insurance provider to Hong Kong’s 10,000 civil servants for more than 20 years running.

We’ve gained the trust of more than 400,000 individuals, 3,200 companies.

Almost half of our customers have been Bupa members for 3 years and more.