Make good use of your group medical insurance to enhance your medical coverage

Premium discount for Wells Fargo employees

Bupa Hero enrolment offer: First 5 years no‑claim discount totaling up to 140% of the first‑year premium¹, plus a complimentary health check²!

Bupa VTop: 10% off on the first-year

Valid until 30 April 2026

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Hong Kong people have a fast-paced lifestyle, face significant stress, and often have irregular eating habits, which can lead to minor health issues. If these small ailments are ignored, they may worsen. Once they develop into serious illnesses, the treatment costs can be unpredictable. While group medical insurance exists, it may not cover all expenses, forcing employees to tap into their savings for treatment. Health insurance plays a crucial role at this time by reimbursing the remaining eligible medical costs, alleviating your financial burden.

Bupa Hero VHIS Plan

[Enrolment offer] First 5 years no‑claim discount totaling up to 140% of the first‑year premium¹, plus a complimentary health check².

Affordable premium, with daily premium as low as HK$4.6³

[New] Various annual benefit limit options, range from HK$5 million to HK$40 million

[New] Provides progressive coverage⁴ which allow you to adjust your coverage for major life events like marriage and childbirth, without re-underwriting

Full cover for eligible medical expenses ⁵

4 deductible options are available⁶, you can offset the selected deductible with reimbursement from your group medical plan to lower your premium

Deductible for related treatments will be waived (if any) if you’re diagnosed with cancer⁷

Up to 15% lifetime family discount⁸

Bupa VTop Health Insurance Scheme

【Enrolment Offer】10% off on the first-year premium¹

Cover pre-existing conditions⁹

Without underwriting regardless of your health conditions¹⁰

No waiting period, cover starts immediately and there’s no gap between the end of your group membership¹¹

Guaranteed lifetime renewal¹²

Bupa Safe Critical Illness

[Enrolment offer] 35% off for single enrolment, 50% off for 2 or more enrolments¹

Covers up to 98% of all serious critical illnesses¹³ including 85 conditions¹⁴ and triple protection with a lifetime benefit amount up to HK$3.3M in aggregate¹⁵

Protection against common major critical illnesses like cancer, heart attack & stroke, and 5 early-stage critical illnesses

Pure critical illness coverage, with monthly subscriptions as low as HK$108¹⁶ and easy online enrolment!

Flexibility to add optional Cancer Treatment Reimbursement Benefit

Enrolment offers for other trending products

Bupa MyFlexi: Get discounts worth up to 45% of first-year premium in 2 years

Bupa MyBasic: 20% off on the first-year premium

Bupa CarePro & Bupa Care Kid: 10% off on the first-year premium

Certified VHIS plans

[MyFlexi VHIS] Flexible health coverage to meet your needs

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[Bupa MyBasic VHIS] Basic protection for your health and wellbeing

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VHIS vs General Traditional Medical Insurance

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Compare different schemes

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NON-VHIS PLAN SUGGESTIONS

【Bupa All Together】A flexible combined annual benefit pool to safeguard the health of your entire family

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【Bupa CarePro】 Quality healthcare cover for the price-conscious

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【Bupa Care Kid】 Cover your children in a world of benefits

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WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.

Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

Trusted brand

Health insurance provider to Hong Kong’s 10,000 civil servants for more than 20 years running.

We’ve gained the trust of more than 400,000 individuals, 3,200 companies.

Almost half of our customers have been Bupa members for 3 years and more.