Bupa All Together - Family Medical Insurance Plan

【Special launch offer】 Enroll your family of three or more people to receive discounts up to 35% of the first-year premiums!

Your whole family share up to HK$5 million annual benefit pool

Enjoy max. 20% off lifetime family discount

Full coverage for eligible medical expenses. One-year premium waiver for serious illnesses.

GET QUOTE OR DETAILS

PLEASE CALL US AT 2517 5542

Name *

E-mail *

Phone*

Preferred contact time

Mon-Fri 9am-9pm (except public holidays)

Preferred contact language*

* mandatory field

Enquiries

I have read and accepted the Personal Data Information Collection Statement. By clicking "Submit", I confirm that I give consent to Bupa using my personal data for direct marketing of its related insurance / subscription products and services.

GET QUOTE OR DETAILS

KEY FEATURES

Enroll your family of three or more people to receive discounts up to 35% of the first-year premiums!

HK$5 million coverage every year for the insured family - You and your family members will share a combined annual benefit limit of HK$5 million.

Full coverage for eligible medical expenses¹- with Bupa medical card, your eligible expenses at Bupa's network providers in Hong Kong will be fully covered. Or choose your own provider and receive 80% or 100% reimbursement, depending on your plan.

One-year premium waiver for specified serious illnesses² - starting from the second policy year, one-year premium waiver is applicable if any insured person is diagnosed with cancer, heart attack or stroke. Premiums will be waived for every family member already covered under your policy.

Optional benefits³- by adding optional benefits, you can also tailor your scheme to meet each family member’s unique needs.

Bupa Wellness Programme⁴ - you can choose from up to 30 wellness services such as health assessment, vaccination, mental health support and more, starting from the second policy year.

Free critical illness coverage for newborn baby⁵ - additional protection to newborn baby of female insured person under your plan from the second policy year. Simply apply Bupa Safe Critical Illness Insurance Scheme for your newborn baby after your child's birth and they can enjoy the critical illness coverage, with no premium paid for the first policy year.

Cashless service⁶ - use Bupa medical card to enjoy cashless service at designated private hospitals and service providers in Hong Kong.

Enhanced cover including congenital conditions - Your policy can cover congenital conditions which have manifested or been diagnosed from age 8, subject to the policy’s General Exclusions. You can also choose to cover for pre-existing conditions, subject to underwriting and an additional premium.

Guaranteed lifetime renewal⁷ - Each family member’s premium will only be based on age no matter how much you claim after your policy is in effect.

WHAT WE COVER

Expenses such as surgeon fees, intensive care, prescribed diagnostic imaging tests and prescribed non-surgical cancer treatments are covered in full at network providers* in Hong Kong up to Maximum Annual Benefit Pool.

Optional Clinical Benefit⁸ includes general practitioners, specialists, diagnostic imaging and laboratory tests, prescribed Western medication, physiotherapists, chiropractors, Chinese herbalists, as well as Chinese bonesetters

Optional Dental Benefit⁸ covers dental expenses such as scaling and polishing, fillings and extractions, periodontal surgery, accident emergency treatment and more.

Optional Maternity Benefit⁸ covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs and nursery care for newborn baby during hospital confinement.

Cashless service.⁶ Use Bupa medical card to enjoy cashless service at designated private hospitals and service providers in Hong Kong.

OTHER OFFERS

Child discount⁹ - Child enrols with one parent: 30% child discount; Child enrols with both parents: 55% child discount. Applicable to insured person below 18

Lifetime discount¹⁰ - 2 family members enrolment: 15% discount ; 3 family members enrolment: 20% discount

Up to 15% no claim renewal discount¹¹

HEALTH COACHING SERVICES FOR DIFFERENT NEEDS

A team of qualified nurses and health management professionals provide 24-hour live guidance on your health-related queries, with the support of doctors¹²

Second medical opinion from a panel of medical specialists can be arranged if you're suffering from a serious illness

Other services include providing healthcare centre choices and our Care Manager to follow up on your claims and support you throughout your treatment and recovery

WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.

Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

Trusted brand

Health insurance provider to Hong Kong’s 10,000 civil servants for more than 20 years running.

We’ve gained the trust of more than 400,000 individuals, 3,200 companies.

Almost half of our customers have been Bupa members for 3 years and more.