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Bupa Critical Essential Care

Supporting you in critical times

Bupa Critical Essential Care is a critical illness insurance scheme that covers 58 critical illnesses such as cancer, stroke, and heart disease. This scheme gives you a lump sum benefit in the event of a serious illness.


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Call us at 2517 5860 for details

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
【Limited Time Offer】

Call us at 2517 5860.

Enjoy a free Circle Vital DNA Test# now!

Terms and conditions apply.
Covers 58 Critical Illnesses

Up to HK$1.5 million cover for critical illnesses such as cancer, heart attack and stroke. See the list of covered critical illnesses.

Covers Angioplasty and Early-Stage Cancers

You are covered in case of angioplasty and treatments for eight early-stage cancers, including that of the prostate, testes, breast, and cervix uteri. You can make up to two claims of different illnesses for a maximum benefit of HK$240,000.

HK$300,000 Free Medical Insurance Cover

We provide a Free Medical Top-up Benefit of up to HK$300,000 if you are diagnosed with a Major Critical Illness.

Modest Subscription

For only HK$2.3 per day, you can enjoy a HK$200,000 cover.

24/7 Medical Professionals Support

A team of qualified nurses and healthcare professionals will provide guidance on your health related questions on the phone, with the support of doctors.

24/7 Customer Care helpdesk

Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.

Dedicated Care Manager

A dedicated Care Manager helps you to follow up on claims. If you are admitted into a local private hospital in the event of cancer or heart disease, the Care Manager will make a courtesy call or visit, with your consent.

Other Features
  • You can choose a sum insured from HK$200,000 to HK$1.5 million.
  • Your subscription’s renewal is guaranteed for five years after you enrol. The cost changes according to your age at renewal after each five-year period.
Major critical illnesses

Benefit: 100% of sum insured 

Type of illnesses - Cancer

1. Cancer

Type of illnesses - Illnesses related to the Heart

2. Cardiomyopathy

3. Coronary Artery Disease Surgery

4. Heart Attack

5. Heart Valve Surgery

6. Other Serious Coronary Artery Disease

7. Primary Pulmonary Arterial Hypertension

8. Surgery to Aorta

Type of illnesses - Illnesses related to Major Organs and Functions

9. Acute Necrotic Pancreatitis

10. Aplastic Anaemia

11. Blindness

12. Chronic Relapsing Pancreatitis

13. End Stage Liver Disease

14. End Stage Lung Disease

15. Fulminant Hepatitis

16. Haemolytic Streptococcal Gangrene

17. Kidney Failure

18. Loss of Hearing

19. Loss of Limbs

20. Loss of Speech

21. Major Burns

22. Major Organ Transplantation

23. Medullary Cystic Disease

24. Total and Permanent Disability

Type of illnesses - Illnesses related to Nervous System

25. Alzheimer´s Disease

26. Amyotrophic Lateral Sclerosis

27. Apallic Syndrome

28. Bacterial Meningitis

29. Benign Brain Tumour

30. Coma

31. Creutzfeld-Jacob Disease

32. Encephalitis

33. Major Head Trauma

34. Multiple Sclerosis

35. Muscular Dystrophy

36. Paralysis

37. Parkinson´s Disease

38. Poliomyelitis

39. Primary Lateral Sclerosis

40. Progressive Bulbar Palsy

41. Progressive Muscular Atrophy

42. Spinal Muscular Atrophy

43. Stroke

Type of illnesses - Other critical illnesses

44. HIV Due to Blood Transfusion

45. Elephantiasis

46. Occupationally Acquired HIV

47. Severe Rheumatoid Arthritis

48. Systemic Lupus Erythematosus

49. Terminal Illness

Special critical illnesses

Benefit (Each critical illness): 20% of sum insured, up to a maximum of HK$240,000. 

For both Male and Female

1. Minimally Invasive Surgery for Coronary Artery Diseases including Angioplasty

For Male

2. Carcinoma in situ of the Testes

3. Early Stage Cancer of the Prostate

For Female

4. Carcinoma in situ of the Breast

5. Carcinoma in situ of the Cervix Uteri

6. Carcinoma in situ of the Fallopian Tube

7. Carcinoma in situ of the Uterus

8. Carcinoma in situ of the Vagina

9. Early Stage Cancer of the Ovary

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

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Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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