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2517 5860

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Bupa Care HealthNet

Covers your hospital and clinical expenses

Bupa Care HealthNet medical insurance scheme combines hospital and clinical benefits in a single plan. We also offer free dental services and annual health assessment to members.

【Limited Time Offer】
Call us at 2517 5860 for details

Enjoy 10% off now!

Terms and conditions apply.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
【Welcome Offer】

Enrol now to enjoy 10% discount! Terms and conditions apply.

Extra HK$100 shopping vouchers for new members*

*New members of designated plan who register our Bupa4Life wellness App within two months upon policy effective date will receive 1,200 Bupa4Life bonus points which can redeem shopping vouchers valued at HK$100 in the app. Please refer to terms and conditions for details.

Full Cover for Clinical Expenses

Just use the Bupa medical card and we’ll pay all of your eligible clinical expenses. The medical card is welcomed by 2,300 network doctors and medical service providers across Hong Kong and Macau. This covers treatments by general practitioners, specialists, physiotherapist, diagnostic imaging, and laboratory tests.

Cashless Service

No need to pay any deposit, hospital bills or file a claim if you use Bupa’s medical card at a network clinic.

Comprehensive Mental Health Coverage

This scheme's Hospital and Surgical benefit and Clinical Benefit provide psychiatric-related coverage to take care of your mental wellbeing.

Higher Surgical Benefits

Enjoy higher cover if you need more than one operation because Bupa pays out surgical benefit on a per-operation basis rather than per disability. You can claim up to the maximum benefit limit for each operation.

Guaranteed Lifetime Renewal

Bupa guarantees that your cover is renewable for life, regardless of any changes in your health condition after becoming our member.

24/7 Medical Professionals Support

A team of qualified nurses and health management professionals will provide guidance on your health related questions on the phone, with the support of doctors.

24/7 Customer Care helpdesk

Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.

Other Health Coaching Services
  • A Care Manager can be in touch with you to follow up on claims and assist you throughout treatment and recovery, from explaining your treatment plan and overseeing costs to arranging follow-up consultations. If you're admitted to a local private hospital, our Care Manger will make a courtesy call or visit, with your consent.1
  • Healthcare centre choices and a second medical opinion are available to support you throughout treatment and recovery.2
Other Features
  • No waiting period, cover starts immediately after your membership takes effect
  • Day case or clinical operations are covered
  • No minimum length of hospital stay
Basic Benefit
  • Hospital and Surgical Benefit
    • Ward/ Semi-private/ Private room levels
    • Room and Board
    • Miscellaneous Hospital Services
    • Intensive Care
    • Private Nursing
    • Surgeon and Attendance Fees
    • Anaesthetist's Fees
    • Operating Theatre Fees
    • In-patient Physician's Fees
    • In-patient Specialist's Fees
    • Companion Bed
    • Day Case Endoscopy Procedure
    • Day Case Viral Warts and Skin Lesions Procedure
    • Pre-admission and Post-hospitalisation Out-patient Care
    • Psychiatric Treatment

  • Clinical Benefit
    • Use Bupa medical card to enjoy cashless service
    • Covers diagnostic imaging and laboratory tests, prescribed western medication, treatment by western physicians, physiotherapists, and chiropractors
    • Includes coverage for psychiatric-related treatments and psychological counselling, such as outpatient treatments for psychiatric, psychological, mental or behavioural conditions, senile dementia (including Alzheimer’s disease) and Parkinson’s disease
    • Consult a doctor in the Bupa network and enjoy full cover; you can also enjoy video consultation services with our selected doctors through a video call comfortably and safely at home
    • Consult a doctor out of the network and enjoy cover up to benefit limits
Free Benefit
  • Free Bupa Worldwide Assistance Programme

  • Free Bupa Dental Assessment
    • Each member can enjoy free scaling and polishing service once a year

  • Free Bupa Health Assessment
    • An annual free health check-up will be offered to members aged 18 years and above

  • Health Coaching Services
Optional Benefit
  • Supplementary Major Medical Benefit
    • Cover starts from the first day of your hospital stay
    • We pay 80% of the medical expenses in excess of the amount payable under the Hospital and Surgical Benefit
  • Hospital Cash Benefit
    • A daily cash sum of up to HK$1,000 for 182 days per year (a total of HK$182,000)
Bupa has set up a series of treatment programmes for members focusing on different specialities, providing personalised care and guidance through network providers and a health coaching team. Through these programmes, you can enjoy the following benefits:
  • Multiple specialties to meet different medical needs
  • Experienced health professionals to guide you from consultation through treatment and follow-up
  • Quality assured network clinics and facilities
  • Cashless service with eligible medical card
Bupa's one-stop specialist treatment programmes include:
Bupa DAY series
  • Eye day surgeries
  • Day-case gynaecological procedures
Bupa WAY series
  • Clinical treatments for musculoskeletal pain
  • Guidance and treatments to support breast health
For each programme's eligibility and details, please check out Bupa's one-stop specialist treatment programmes page.

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

【Get Quote or Details】

Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly at 2517 5860.

Member get member

Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Limited-time offer】Bupa Hero VHIS Plan up to 54% off for family enrolment and up to 46% off for single enrolment by adding optional benefits.
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2022. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year’s annual premium or subscription over HK$3,000 or equivalent through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa Safe Critical Illness Plan Welcome Promotion Offer Terms and conditions (PDF, 267KB)
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