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Bupa Hospital Cash

Emergency cash for a worry-free recovery

Bupa Hospital Cash gives you extra cash in case you are unfortunately hospitalised. This scheme can protect you against income loss during hospitalisation so you can focus on getting well.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
[Welcome offer]

Enrol now to enjoy 25% discount! Terms and conditions apply.

Extra HK$100 shopping vouchers for new members*

*New members of designated plan who register our Bupa4Life wellness App within two months upon policy effective date will receive 1,200 Bupa4Life bonus points which can redeem shopping vouchers valued at HK$100 in the app. Please refer to terms and conditions for details.

Daily Cash Allowance up to HK$1,000

Gives you cash benefit of HK$1,000 or HK$500 per day in case you are hospitalised anywhere in the world. The maximum payout for each covered illness is HK$1 million.

Affordable Subscription

Taking a 25-year-old member as an example, you can get a daily cash benefit of HK$1,000 at just HK$3.7 subscription per day.

30% Cash Refunds

If you do not make any claims for every 3 years in a row, you will be rewarded with a 30% cash refund of your paid subscriptions for that period.

Double Cash Benefit

Cash benefit will be doubled for extra support in case of hospitalisation in the Intensive Care Unit, for major organ transplant surgery or common infectious diseases.

Full Cover for Accidents Overseas

In case of an accident overseas, we fully cover hospital and day case surgery expenses up to HK$100,000 per year without any individual item limits.

Cover for Injuries from Accident

Pays for emergency treatment received at the out-patient department or Accident and Emergency department of a hospital due to an accident.

Other Features
  • Benefits payable from the first day of hospital confinement
  • Guaranteed renewal up to 75 years old
  • No waiting period; cover starts immediately after your membership takes effect
  • No medical examination required to enrol

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

【Get Quote or Details】

Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly at 2517 5860.

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Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Limited-time offer】Bupa Hero VHIS Plan up to 54% off for family enrolment and up to 46% off for single enrolment by adding optional benefits.
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2022. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year’s annual premium or subscription over HK$3,000 or equivalent through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa Safe Critical Illness Plan Welcome Promotion Offer Terms and conditions (PDF, 267KB)
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