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2517 5860

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24 hours, 7 days a week

Individual Schemes

2517 5333

Bupa Gold Schemes

2517 5383

Bupa group members

2517 5388

Bupa Together

Multiplied cover to protect you and your family

This medical insurance provides comprehensive and flexible cover to take care of you and your family's medical insurance needs. Your whole family can share a generous combined annual benefit pool of up to HK$1 million with Full Cover Benefit. What's more, you can enjoy up to 15% lifelong subscription discounts and free wellness services tailored to your needs.

【Limited Time Offer】
Call us at 2517 5860 for details

Enjoy up to 32% family discount now! Child discount up to 50% off!

Terms and conditions apply.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
【Limited Time Offer】

Enjoy up to 32% family discount now! Child discount up to 50% off! Terms and conditions apply.

Extra HK$100 shopping vouchers for new members*

*New members of designated plan who register our Bupa4Life wellness App within two months upon policy effective date will receive 1,200 Bupa4Life bonus points which can redeem shopping vouchers valued at HK$100 in the app. Please refer to terms and conditions for details.

HK$1 million Family Benefit Pool

Your whole family can share up to HK$1 million annual benefit pool. You have the flexibility to use the benefit for family members who need a higher medical coverage, giving you peace of mind.

Full Cover Benefit

You can avoid paying shortfall by getting 100% reimbursement of hospital expenses as long as the hospital fees fall within the annual benefit limit.

Cashless Treatment

No need to pay any deposit, hospital bills or file a claim if you use Bupa’s medical card at designated private hospitals in Hong Kong:

  • Canossa Hospital
  • Evangel Hospital
  • Gleneagles Hong Kong Hospital
  • HK Adventist Hospital - Stubbs Road
  • HK Adventist Hospital - Tsuen Wan
  • HK Baptist Hospital
  • HK Sanatorium & Hospital
  • Matilda International Hospital
  • Precious Blood Hospital (Caritas)
  • St Paul’s Hospital
  • St Teresa’s Hospital
  • Union Hospital


Comprehensive Mental Health Coverage

This scheme's Hospital and Surgical benefit and optional Clinical Benefit provide psychiatric-related coverage to take care of your mental wellbeing.

Guaranteed Lifetime Renewal

Bupa guarantees that your cover is renewable for life, regardless of any changes in your health condition after becoming our member.

Double Benefit for Common Serious Illnesses

We are here to support you in times of need if you are diagnosed with serious illnesses. We offer double the benefit limits for hospital expenses under Standard Benefit for no extra charge.

Lifetime Discount for everyone

We offer up to 15% lifetime discount on subscription and up to 50% discount for children below 18, regardless of your claims history. If no claims were made, you can enjoy up to 15% discount when you renew.

Free Bupa Wellness Programme

As your healthcare partner, we want you to be healthy. That’s why we provide a series of free wellness services for you starting from your second year with us. The Wellness Programme includes eye check-ups, fitness management, and full body health check-up services.

24/7 Medical Professionals Support

A team of qualified nurses and health management professionals will provide guidance on your health related questions on the phone, with the support of doctors.

24/7 Customer Care helpdesk

Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.

Dedicated Care Manager

If you have cancer or heart disease, our Care Manager can help you follow up on claims and assist you throughout treatment and recovery, from explaining your treatment plan and overseeing costs to arranging follow-up consultations. If you're admitted to a local private hospital, our Care Manager will make a courtesy call or visit, with your consent.

Other Features
  • No waiting period, cover starts immediately after your membership takes effect (Except for Maternity Benefit)
  • Opt for Maternity Benefit to cover medical expenses related to your pregnancy needs
  • No minimum length of hospital stay
Basic Benefit
  • Hospital and Surgical Benefit
    • Ward level
    • Full cover for hospital expenses when receiving treatment from Bupa Healthcare Appointed providers, with no admission deposits, hospital bills or claims procedures
    • Medical expenses covered under Standard Benefit for treatment from non-Bupa Healthcare Appointed providers, including:
      • Room and Board
      • Miscellaneous Hospital Services
      • Intensive Care
      • Private Nursing
      • Surgeon and Attendance Fees
      • Anaesthetist's Fees
      • Operating Theatre Fees
      • In-patient Physician's Fees
      • In-patient Specialist's Fees
      • Cancer Treatment and Kidney Dialysis
      • Companion Bed
      • Pre-admission and Post-hospitalisation Out-patient Care
      • Emergency Out-patient Benefit for Accidents
      • Psychiatric Treatment
Free benefits
  • Free Double Benefit for Serious Illnesses
    • Doubles the benefit limit for hospital expenses under the Standard Benefit for common serious illnesses such as cancer, coronary artery disease, kidney failure, end-stage liver disease and tuberculosis.
      [Remarks: Please refer to the contract for definitions of the designated serious illnesses. Coronary artery disease should require angioplasty or bypass graft surgery.]

  • Free Bupa Wellness Programme
    • Enjoy a free wellness service every year, such as eye check-up, vaccination, full-body health check, pre-marital/pre-pregnancy check-up, and fitness management.

  • Free Bupa Worldwide Assistance Programme
  • Health Coaching Services
Optional Benefit
  • Supplementary Major Medical Benefit
    • No need to pay any deposit, hospital bills or file a claim if you use medical card at any local private Hong Kong hospitals
    • Cover starts from the first day of your hospital stay
    • We pay 80% of the medical expenses in excess of the amount payable under the Hospital and Surgical Benefit

  • Maternity Benefit
    • Covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs, and nursery care for newborn baby during a hospital confinement
    • You will receive reimbursement after your maternity cover takes effect for 9 months or more

  • Clinical Benefit
    • Covers general practitioner, specialist, home consultation, diagnostic imaging and laboratory tests, prescribed western medication, physiotherapists, chiropractors, Chinese herbalists, and Chinese bonesetters
    • Includes coverage for psychiatric-related treatments and psychological counselling, such as outpatient treatments for psychiatric, psychological, mental or behavioural conditions, senile dementia (including Alzheimer’s disease) and Parkinson's disease

  • Dental Benefit
    • Covers dental expenses such as scaling and polishing, fillings and extractions, emergency consultations and more
Bupa has set up a series of treatment programmes for members focusing on different specialities, providing personalised care and guidance through network providers and a health coaching team. Through these programmes, you can enjoy the following benefits:
  • Multiple specialties to meet different medical needs
  • Experienced health professionals to guide you from consultation through treatment and follow-up
  • Quality assured network clinics and facilities
  • Cashless treatment with eligible medical card
  • Special loyalty reward for certain programmes (supermarket coupon)
Bupa's one-stop specialist treatment programmes include:
Bupa DAY series
  • Day-case endoscopy
  • Eye day surgeries
  • Clinical treatments for skin conditions
Bupa WAY series
  • Clinical treatments for musculoskeletal pain
For each programme's eligibility and details, please check out Bupa's one-stop specialist treatment programmes page.

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly at 2517 5860.

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Rewards for referrers

Get HK$500 in supermarket coupons for every successful referral you make!

There's no limit on the referrals you can make. The more you refer, the higher the rewards!

Exclusive offer for referrers

If your family and friends successfully enrol in Bupa individual medical scheme, your family and friends can enjoy the following rewards:

  • 【Limited-time offer】 Bupa HERO VHIS Plan - 30% off for single enrolment and up to 70% off for 3 or more enrolments^
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments#
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2021. Act now!

Terms and conditions apply (PDF, 301KB)
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