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Individual Schemes

2517 5333

Bupa Gold Schemes

2517 5383

Bupa group members

2517 5388

Bupa Together

Multiplied cover to protect you and your family

This medical insurance provides comprehensive and flexible cover to take care of you and your family’s medical insurance needs. Your whole family can share a generous combined annual benefit pool of up to HK$1 million with Full Cover Benefit. What’s more, you can enjoy up to 15% lifelong subscription discounts and free wellness services tailored to your needs.

 

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【Limited Time Offer】
Enjoy up to 23% enrolment discount and up to 55% off for kids! Terms and conditions apply.
HK$1 million Family Benefit Pool

Your whole family can share up to HK$1 million annual benefit pool. You have the flexibility to use the benefit for family members who need a higher medical coverage, giving you peace of mind.

Full Cover Benefit

You can avoid paying shortfall by getting 100% reimbursement of hospital expenses as long as the hospital fees fall within the annual benefit limit.

Cashless Treatment

No need to pay any deposit, hospital bills or file a claim if you use Bupa’s medical card at designated private hospitals in Hong Kong:

  • Canossa Hospital
  • Evangel Hospital
  • HK Adventist Hospital - Stubbs Road
  • HK Adventist Hospital - Tsuen Wan
  • HK Baptist Hospital
  • HK Sanatorium & Hospital
  • Matilda International Hospital
  • Precious Blood Hospital (Caritas)
  • St Paul’s Hospital
  • St Teresa’s Hospital
  • Union Hospital
Guaranteed Lifetime Renewal

Bupa guarantees that your cover is renewable for life, regardless of any changes in your health condition after becoming our member.

Double Benefit for Common Serious Illnesses

We are here to support you in times of need if you are diagnosed with serious illnesses. We offer double the benefit limits for hospital expenses under Standard Benefit for no extra charge.

Lifetime Discount for everyone

We offer up to 15% lifetime discount on subscription and up to 50% discount for children below 18, regardless of your claims history. If no claims were made, you can enjoy up to 15% discount when you renew.

Free Bupa Wellness Programme

As your healthcare partner, we want you to be healthy. That’s why we provide a series of free wellness services for you starting from your second year with us. The Wellness Programme includes dental polishing, eye check-ups, fitness management, and full body health check-up services.

24/7 Medical Professionals Support

A team of qualified nurses and healthcare professionals will provide guidance on your health related questions on the phone, with the support of doctors.

24/7 Customer Care helpdesk

Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.

Dedicated Care Manager

A dedicated Care Manager helps you to follow up on claims. If you are admitted into a local private hospital in the event of cancer or heart disease, the Care Manager will make a courtesy call or visit, with your consent.

Other Features
  • No waiting period, cover starts immediately after your membership takes effect (Except for Maternity Benefit)
  • Opt for Maternity Benefit to cover medical expenses related to your pregnancy needs
  • No minimum length of hospital stay
Basic Benefit
  • Hospital and Surgical Benefit
    • Ward level
    • Full cover for hospital expenses when receiving treatment from Bupa Healthcare Appointed providers, with no admission deposits, hospital bills or claims procedures
    • Medical expenses covered under Standard Benefit for treatment from non-Bupa Healthcare Appointed providers, including:
      • Room and Board
      • Miscellaneous Hospital Services
      • Intensive Care
      • Private Nursing
      • Surgeon and Attendance Fees
      • Anaesthetist's Fees
      • Operating Theatre Fees
      • In-patient Physician's Fees
      • In-patient Specialist's Fees
      • Cancer Treatment and Kidney Dialysis
      • Companion Bed
      • Pre-admission and Post-hospitalisation Out-patient Care
      • Emergency Out-patient Benefit for Accidents
Free benefits
  • Free Double Benefit for Serious Illnesses
    • Doubles the benefit limit for hospital expenses under the Standard Benefit for common serious illnesses such as cancer, coronary artery disease, kidney failure, end-stage liver disease and tuberculosis.
      [Remarks: Please refer to the contract for definitions of the designated serious illnesses. Coronary artery disease should require angioplasty or bypass graft surgery.]

  • Free Bupa Wellness Programme
    • Enjoy a free wellness service every year, such as dental polishing, eye check-up, vaccination, full-body health check, pre-marital/pre-pregnancy check-up, and fitness management.

  • Free Bupa Worldwide Assistance Programme
Optional Benefit
  • Supplementary Major Medical Benefit
    • No need to pay any deposit, hospital bills or file a claim if you use medical card at any local private Hong Kong hospitals
    • Cover starts from the first day of your hospital stay
    • We pay 80% of the medical expenses in excess of the amount payable under the Hospital and Surgical Benefit

  • Maternity Benefit
    • Covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs, and nursery care for newborn baby during a hospital confinement
    • You will receive reimbursement after your maternity cover takes effect for 9 months or more

  • Clinical Benefit
    • Covers general practitioner, specialist, home consultation, diagnostic imaging and laboratory tests, prescribed western medication, physiotherapists, chiropractors, Chinese herbalists, and Chinese bonesetters

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri, 9am-6pm

Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly.

 


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