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Individual Schemes

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Bupa Transfer Care

Uninterrupted care through every life stage

Bupa Transfer Care medical insurance scheme is exclusively for Bupa group medical insurance members to continue your health cover at the same room level after your group membership ends.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
Guaranteed Cover for Pre-Existing Conditions
We guarantee that you can join Bupa Transfer Care after your group membership ends without underwriting regardless of your health conditions. Your medical conditions protected by your previous group membership will be covered under this scheme.
Same Room Level Transfer
You can access the same level of hospital facilities you used to enjoy with your group scheme when you transfer over to this scheme.
Guaranteed Lifetime Renewal
Bupa guarantees that your cover is renewable for life, regardless of any changes in your health condition after becoming our member.
Higher Surgical Benefit
Enjoy higher cover if you need more than one operation because Bupa pays out surgical benefit on a per-operation basis rather than per disability. You can claim up to the maximum benefit limit for each operation.
No Waiting Period
Your cover starts immediately after the contract effective date without any waiting period. As there is no lapse between the end of your group membership and the inception of this scheme, you can enjoy continuous cover without interruption.
Optional Benefits to Boost Your Cover
You can opt for the Supplementary Major Medical (SMM) Benefit to top up your hospital cover. A medical card will be issued for you to access cashless inpatient treatment at designated private hospitals in Hong Kong. You can also apply for the Clinical Benefit to cover outpatient expenses.
24/7 Medical Professionals Support
A team of qualified nurses and healthcare professionals will provide guidance on your health related questions on the phone, with the support of doctors.
24/7 Customer Care helpdesk
Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.
Other Health Coaching Services:
  • A dedicated Care Manager helps you to follow up on claims. If you are admitted into a local private hospital, the Care Manager will make a courtesy call or visit, with your consent.1
  • Doctor referrals, second medical opinion, as well as a qualified nurse available to support you throughout treatment and recovery.2
Other Features
  • Up to 15% no claim renewal discount (NCB)
  • Up to 50% child subscription discount when you enrol your family
  • No minimum length of hospital stay
Basic Benefit
  • Hospital and Surgical Benefit
    • Ward/ Semi-private/ Private room levels
      You can choose to transfer your membership to the same room level as your entitled room level or lower under your group medical insurance scheme.
    • Room and Board
    • Miscellaneous Hospital Services
    • Intensive Care
    • Private Nursing
    • Surgeon and Attendance Fees
    • Anaesthetist's Fees
    • Operating Theatre Fees
    • In-patient Physician's Fees
    • In-patient Specialist's Fees
    • Cancer Treatment and Kidney Dialysis
    • Companion Bed
    • Pre-admission and Post-hospitalisation Out-patient Care
    • Emergency Out-patient Benefit for Accidents
Free benefits
  • Free Bupa Worldwide Assistance Programme
Optional Benefit
  • Supplementary Major Medical Benefit
    • No need to pay any deposit, hospital bills or file a claim if you use our medical card at any local private Hong Kong hospitals 
    • Cover starts from the first day of your hospital stay
    • We pay 80% of the medical expenses in excess of the amount payable under the Hospital and Surgical Benefit

  • Clinical Benefit
    • Covers general practitioner, specialist, home consultation, diagnostic imaging and laboratory tests, prescribed western medication, physiotherapists, chiropractors, Chinese herbalists, and Chinese bonesetters
For details, please download

Product Brochure and Schedule of Benefits.

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

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Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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