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Bupa VHIS Series

Choose a Bupa Standard or Flexi plan to suit your needs

The Voluntary Health Insurance Scheme (VHIS) aims to create minimum standards for certified individual medical insurance plans, giving consumers greater transparency. As a medical insurance expert in Hong Kong, Bupa offers three VHIS certified plans: MyBasic VHIS (a Standard plan), MyFlexi VHIS (a Flexi plan) and Hero VHIS (a Flexi plan). Flexi Plans include enhanced features in addition to the benefits of the Standard Plan, as well as flexible options to customise your plan.

The key features of MyBasic VHIS, MyFlexi VHIS and Hero VHIS are highlighted in the table below.

VHIS Plans
MyBasic
Quote/Buy
MyFlexi
Quote/Buy
Hero
Quote/Buy
Benefit limits (HK$)
Annual benefit limit (HK$)
Lifetime benefit limit
Nil
Nil
Nil
Area of cover
Area of cover
Worldwide
Worldwide
Asia, Australia and New Zealand / Worldwide excluding the United States
(Eligible expenses incurred outside the chosen area of cover shall be covered according to the VHIS Standard Plan Terms and Benefits)
Annual deductible options (HK$)
Annual deductible options (HK$)
N/A
N/A
$0 / $12,000 / $40,000 / $80,000
Basic Benefits
Hospital benefits

Full cover
Surgical benefits

Full cover
Day case procedures

Full cover
Prescribed non-surgical cancer treatments

Full cover
Prescribed diagnostic imaging tests

Full cover
Pre-and post-Confinement / Day Case Procedure outpatient care

Full cover
Psychiatric treatments

Full cover
Enhanced benefits
Private nursing
N/A

Full cover
Companion bed
N/A

Full cover
Emergency outpatient treatment for Accidents
N/A

Full cover
Day Patient kidney dialysis
N/A

Full cover
Complications of pregnancy
N/A
N/A
Rehabilitation
N/A
N/A
Hospice and palliative care
N/A
N/A
Consultation or acupuncture by a Registered Chinese Medicine Practitioner after Confinement or specific treatments
N/A
Prosthetic Device
N/A
N/A
Home facility enhancement due to Stroke
N/A
N/A
Non-Confinement sleep apnea test
N/A
N/A

Full cover
Additional features
Eligible for tax deduction
Guaranteed renewal
Unknown pre-existing conditions
Congenital condition(s) with symptoms appearing or diagnosed from age 8
Optional enhanced benefit – Push the Limit
Full Cover Benefit
N/A
N/A
Full cover already available for eligible expenses incurred within the chosen area of cover
Supplementary Major Medical Benefit
N/A
N/A
Optional benefits
Supplementary Critical Illness Benefit
N/A
N/A
Clinical Benefit
N/A
Dental Benefit
N/A
Optical Benefit
N/A
N/A

Available with Deluxe plans
Maternity Benefit
N/A
Discounts
Lifelong Family / Child discount
N/A
Up to 35% Child discount
Up to 15% Family discount
No claim renewal discount
N/A
N/A
Free Benefits
Health Coaching Services
N/A
24-hour Mental Health Service Hotline
N/A
N/A
Bupa Worldwide Assistance Programme
N/A
Brochure (including Summary of Benefits and Standard Premium Schedule)
Download
(PDF, 1.05 MB)
Download
(PDF, 2.14 MB)
Download
(PDF, 1.05 MB)
The above information is for reference only. Please refer to the Policy and Benefit Information of the respective plans for details.

To learn more, download our comparison of the MyBasic VHIS Plan and MyFlexi VHIS Plan (PDF, 0.7 MB) and comparison of the MyBasic VHIS Plan and Hero VHIS Plan (PDF, 0.7 MB).


MyBasic VHIS

MyBasic VHIS

The VHIS Standard plan

Learn more
MyFlexi VHIS

MyFlexi VHIS

Flexible health coverage to meet your needs

Learn more
Hero VHIS

Hero VHIS

Taking care of your physical and mental health

Learn more

Related Articles:

All you need to know about VHIS


Learn More

Tax deduction for VHIS plans


Learn More

Get Details

 

 

【Limited Time Offer】

Call us at 2517 5860.

Enrol now to enjoy discount offer!

Terms and conditions apply.

Bupa MyBasic VHIS Plan

S00020-01-000-02


Bupa MyFlexi VHIS Plan

• Deluxe / Deluxe Plus
(F00029-03-000-03 / F00029-03-001-03)
• Advance / Advance Plus
(F00029-02-000-03 / F00029-02-001-03)
• Standard / Standard Plus
(F00029-01-000-03 / F00029-01-001-03)

Bupa Hero VHIS Plan

• Advance / Deluxe - HK$0 Deductible
(F00040-01-000-03 / F00040-05-000-03)
• Advance / Deluxe - HK$12,000 Deductible
(F00040-02-000-03 / F00040-06-000-03)
• Advance / Deluxe - HK$40,000 Deductible
(F00040-03-000-03 / F00040-07-000-03)
• Advance / Deluxe - HK$80,000 Deductible
(F00040-04-000-03 / F00040-08-000-03)

• Advance Pro / Deluxe Pro - HK$0 Deductible
(F00040-09-000-01 / F00040-13-000-01)
• Advance Pro / Deluxe Pro - HK$12,000 Deductible
(F00040-10-000-01 / F00040-14-000-01)
• Advance Pro / Deluxe Pro - HK$40,000 Deductible
(F00040-11-000-01 / F00040-15-000-01)
• Advance Pro / Deluxe Pro - HK$80,000 Deductible
(F00040-12-000-01 / F00040-16-000-01)

Learn more on our About VHIS and All you need to know about VHIS pages.

You can contact the VHIS Office of the Food and Health Bureau at vhis_enquiry@fhb.gov.hk about:

•      VHIS product availability
•      Features of VHIS Certified Plans
•      Compliance with the Code of Practice 

Please contact the Insurance Authority about the conduct of insurance companies and intermediaries. Please contact the Inland Revenue Department with questions about tax deduction.

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

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Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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Member get member

Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Limited-time offer】Bupa Hero VHIS Plan up to 54% off for family enrolment and up to 46% off for single enrolment by adding optional benefits.
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2022. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year’s annual premium or subscription over HK$3,000 or equivalent through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa Safe Critical Illness Plan Welcome Promotion Offer Terms and conditions (PDF, 267KB)
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