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Medical insurance

Need recommendations?

Bupa provides a line-up of comprehensive medical insurance schemes to suit your needs. Our plans include hospital benefit, clinical benefit, hospital cash benefit, maternity cover, dental benefit and critical illness insurance.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.

Best sellers

Bupa Hero VHIS  

A tax-deductible VHIS flexi plan with full cover for surgical and cancer treatments and more up to HK$40M annually, with plans covering Asia, Australia and New Zealand or worldwide excluding the United States, plus 4 deductible options.
Enjoy up to 41% off for single enrolment! Enrol with your family members or add more optional benefits to enjoy up to 50% off! *

Bupa Safe Critical Illness  

Covers up to 85 critical illnesses and gives you up to 3 lump sum payments to cover serious illnesses at different stages in your life
20% off for single enrolment, 40% off for 2 or more enrolments

MyFlexi VHIS  

A tax-deductible VHIS flexi plan with flexible options to meet your needs. Add Push the Limit Benefit for up to HK$1.68M Full Cover & Supplementary Major Medical Benefit annually.

Enrol now to enjoy 20% off!

Together  

Up to HK$1M family cover for hospital stay at ward level. Up to 15% premium discount. No need to prepay hospital bills. Free health check for all family members.

Civil Servants  

Bupa Civil Servants medical insurance plan offers hospital and surgical benefit and clinical insurance. Pre-existing conditions are covered. Quote now!

Other insurance schemes

MyBasic VHIS Plan  

A VHIS standard plan with an annual benefit limit of HK$420,000, offering basic protection for your health and wellbeing. Qualifying premiums are eligible for claiming tax deduction.

Enrol online now to enjoy 20% off!

CarePro  

An essential and affordable lifetime health cover.

Enrol online now to enjoy 10% off!

Care Kid  

Full cover benefit ranging from HK$239,250 to HK$853,700 each year. Up to 50% premium discount. No need to prepay hospital bills.

HealthPlus  

HK$3M cover for hospital stay in semi-private rooms. Extra recovery benefits. Up to 15% premium discount. No need to prepay hospital bills.

Care HealthNet  

Hospital and clinical benefits in a single plan. Full cover for outpatient expenses and cashless treatment at network clinics.

Gold  

HK$5.4M cover for hospital stay in private rooms. No need to prepay hospital bills. Free health check.

International medical insurance  

Our plans are designed for those wanting the highest level of cover within Bupa, wherever you might be. Enjoy benefits designed to help keep you in great health.

Major Medical  

Private ward in-patient care with a HKD35M annual limit, including cover for serious illnesses. It can greatly complement your existing company cover with global coverage and 24/7 worldwide support.

Hospital Cash

Hospital Cash  

Daily cash of up to HK$1,000 for hospitalisation anywhere in the world and enjoy up to 30% no-claim cash refund.

Already covered by group medical insurance?

Bupa VTop  

Top up your medical coverage at different life stages

Wise Choice  

Provides extra cover as a top-up for your group medical insurance at a modest premium.

Transfer Care  

For Bupa group members to continue their health cover after their group membership ends.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

【Get Quote or Details】

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Member get member

Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Limited-time offer】 Bupa HERO VHIS Plan - Up to 41% off for single enrolment and up to 50% off for family enrolments
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2022. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year’s annual premium or subscription over HK$3,000 or equivalent through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa Safe Critical Illness Plan Welcome Promotion Offer Terms and conditions (PDF, 267KB)
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