Use Bupa medical card to enjoy cashless service at designated private hospitals and service providers in Hong Kong or overseas
This plan is certified as VHIS compliant. You can claim a tax deduction on qualifying premiums up to a limit of HK$8,000 per insured person each year
Your premium will be based on your age only, no matter how many claims you've made
Up to the annual benefit limit (HK$25 million, HK$30 million, HK$35 million and HK$40 million for the Advance, Advance Pro, Deluxe and Deluxe Pro plans)
We'll waive your chosen deductible (if any) if you're diagnosed with cancer. Treatments such as chemotherapy, targeted therapy, immunotherapy and more are also fully covered up to your annual benefit limit
Full cover for inpatient psychiatric treatments, as well as a free 24-hour Mental Health Service Hotline which offers personalised emotional support and face-to-face counselling services
as well as congenital conditions with symptoms appearing or diagnosed from age 8
Full cover for all related outpatient expenses within 90 days before or 365 days after confinement or day case procedure, as well as coverage for rehabilitation, consultation with a registered Chinese medicine practitioner, prosthetic device and so on
With no minimum length of stay, surgeries performed in a clinic or day case unit of a hospital are also covered
Receive a free comprehensive health assessment each year (for insured persons aged 18 or above) or claim up to HK$4,800 for check-up services, starting from the second policy year
Annual benefit limit
HK$25,000,000Area of cover
Asia, Australia and New ZealandPremiums as low as
HK$256/monthAnnual benefit limit
HK$35,000,000Area of cover
Asia, Australia and New ZealandPremiums as low as
HK$317/monthAnnual benefit limit
HK$30,000,000Area of cover
Worldwide excluding the United StatesPremiums as low as
HK$288/monthAnnual benefit limit
HK$40,000,000Area of cover
Worldwide excluding the United StatesPremiums as low as
HK$352/month
If you're diagnosed with a critical illness, you may need to take time off work or even quit your job. This combined with the costs of treatment may affect your budget, your quality of life and even your family. Therefore, apart from medical protection, you should also consider adding the Supplementary Critical Illness Benefit to make up for any lost income and pay for your living expenses, such as mortgage, daily bills, child's tuition fees, etc. if you have a covered critical illness.
Bupa Supplementary Critical Illness Benefit provides worldwide coverage for up to 98% of all serious critical illnesses (see Remark 19), including 80 major critical illnesses (such as cancer, heart attack, stroke) and 5 early stage critical illnesses (see Remark 20). It also pays for an additional cancer claim if you're diagnosed with cancer (including recurrence or distant metastasis) after the major critical illness has been paid, so you can be worry-free and prepared for the unexpected. This benefit offers triple protection for up to 3 separate conditions at different times throughout your life—Major Critical Illness Benefit, Early Stage Critical Illness Benefit and Additional Cancer Benefit, with a lifetime benefit amount up to HK$3,300,000 in aggregate (see Remark 21).
Based on the benefits of the Gold plan. Please refer to the Schedule of Critical Illness Benefits for the lifetime benefit amount of other plan options.
We know that patients who are diagnosed with cancer can be overwhelmed by ongoing treatments, complicated medical procedures and so on. The new Cancer Care Programme in our Health Coaching Services is designed to support members covered by Supplementary Critical Illness Benefit. Our qualified nurses and health management professionals will provide personalised follow-up throughout your cancer journey, emotional support and a variety of health information such as cancer care and dietary tips.
Our health coaching services offer a variety of personal healthcare support delivered by a team of appointed doctors, qualified nurses and health management professionals to minimise your worries (see Remark 13):
A team of qualified health management professionals will provide guidance on your health-related questions over the phone, with the support of doctors (see Remark 14).
Our Care Manager can be in touch with you to follow up on claims and assist you throughout treatment and recovery, from explaining your treatment plan and overseeing costs to arranging follow-up consultations. If you’re admitted to a local private hospital, our Care Manager will make a courtesy call or visit, with your consent.
We'll arrange for you to get medical advice from a panel of medical specialists to clarify your doubts and make informed decisions about treatment.
We can provide a list of clinics and hospitals based on your specific condition or needs for your reference.
Offers lifestyle coaching and management, including personal phone calls to help you manage any chronic condition such as diabetes.
Locate suitable doctors, arrange medical appointments and support language translation either when you are in need overseas, or plan to travel for treatment.
We can help to make appointments with your selected healthcare service providers.
Our qualified nurses and health management professionals will provide personalised follow-up throughout your cancer journey, emotional support and a variety of health information such as cancer care and dietary tips.
For new application or renewal from 1 April 2023
For effective date or renewal from 1 January 2021 to 31 March 2022
From
HK$256/month
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