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All you need to know about VHIS

The Food and Health Bureau (FHB) launched the Voluntary Health Insurance Scheme (VHIS) in April 2019. The goal of the scheme is to create minimum standards for certified individual medical insurance plans, giving consumers greater transparency.


With these changes, the government hopes to encourage more people to purchase medical insurance and use private medical facilities. This will help to relieve pressure on public healthcare services. And consumers will have more choices for medical insurance.


As a medical insurance expert in Hong Kong, Bupa has registered as a VHIS provider with the FHB. The effective date of Bupa's registration is 28 February 2019 and our registration number is 00020.


VHIS is new to the market. You might find it difficult to understand, but we're here to help. You can learn more about the different aspects of VHIS at the links below.

Public and private hospital care

There are increasing demands on Hong Kong's public healthcare services. And private hospital costs can be very high.

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What's VHIS?

There are two types of VHIS plans: Standard and Flexi. Both types of plans provide individual health insurance that reimburse your actual medical expenses.

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Tax deduction for VHIS plans

You can purchase a VHIS certified plan for yourself or your family members and claim a tax deduction on the qualifying premiums paid.

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Choose a VHIS Standard or Flexi plan to suit your needs

Bupa Hero VHIS Plan

A tax-deductible VHIS flexi plan with full cover for surgical and cancer treatments and more in Asia, Australia and New Zealand up to HK$30M annually, with 4 deductible options.

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Bupa MyFlexi VHIS Plan

A tax-deductible VHIS flexi plan with flexible options to meet your needs. Add Push the Limit Benefit for up to HK$1.68M Full Cover & Supplementary Major Medical Benefit annually.

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Bupa MyBasic VHIS Plan

A VHIS standard plan with an annual benefit limit of HK$420,000, offering basic protection for your health and wellbeing. Qualifying premiums are eligible for claiming tax deduction.


Learn More

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly at 2517 5860.

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Rewards for referrers

Get HK$500 in supermarket coupons for every successful referral you make!

There's no limit on the referrals you can make. The more you refer, the higher the rewards!

Exclusive offer for referrers

If your family and friends successfully enrol in Bupa individual medical scheme, your family and friends can enjoy the following rewards:

  • 【Limited-time offer】 Bupa HERO VHIS Plan - 30% off for single enrolment and up to 70% off for 3 or more enrolments^
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments#
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2021. Act now!


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