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Plan smart

【Plan smart】

Show your love, take action for the future

Better me

In order to protect our loved ones (spouse, parents, children), we want to be a superhero. But it's no use to only think about it. Only by planning ahead for the future can we make ourselves better. This way, even if there are ups and downs in life, there will always be rainbows after the rain. For a brighter future, you should invest in these 3 things now: relationships, savings and health.


Invest in your relationships

No matter what types of relationships you have, they all take time to maintain. Dr. Martin Seligman, president of the American Psychological Association, pointed out in his book "Flourish" that a rich life must have 5 elements. One of these is positive interpersonal relationships. So what should we do? It’s so simple: be nice! Just do one good thing for all the people around you every day, such as giving them a smile, a hug and a compliment. Then you can increase your own happiness and also improve your relationships.


Invest in savings

It's true that we have different goals at different life stages. For example, when you're single, you want to leave everything behind and go on a working holiday. After you’ve found your life partner, you want to buy a flat and get married. When you have children, you always want to give them the best things in life. And then, you need to prepare for retirement. But if you don't have enough savings, this will be difficult. In order to have an ideal life for yourself and your loved ones, you must start saving early!


Invest in your health

However, the most important thing in life is not only money, but also your health. If you lose your good health, no matter how much money you have, you won’t be able to enjoy life to the fullest. No matter how big your goals are, you probably won’t have time to achieve them. If you or your loved ones get sick, you’ll worry about losing your income, and you may also have to pay costly medical expenses. So having medical insurance, such as a voluntary health insurance scheme (VHIS), is a real investment in your health.

Better me


When it comes to buying medical insurance, why not choose a medical insurance specialist? Bupa (Asia) Limited was established in 1976 and is a medical insurance expert in Hong Kong. Bupa’s business in Hong Kong includes medical insurance and healthcare services. Medical insurance is provided by Bupa (Asia) Limited and Bupa Global. As an international healthcare expert, we provide diversified medical insurance services. As for VHIS, how can we not mention our Bupa Hero VHIS Plan? It’s been rated the no. 1 high-end medical insurance (semi-private room level), the no. 1 high-end VHIS product and 10/10 by 10Life (private room level) 1. It not only provides annual coverage up to $30 million, but also fully covers unlimited outpatient visits 30 days pre- and 90 days post-hospitalisation (e.g. physiotherapy, follow-up consultations), so that you and your loved ones can get higher quality treatment with peace of mind.


Moreover, medical treatments aren’t limited to within Hong Kong. Regardless of whether you’re in Asia, Australia or New Zealand for travel, study or business, expenses such as chemotherapy, targeted therapy and other eligible cancer surgery and treatment costs, as well as other severe and common diseases (such as stroke, kidney failure, cataracts, etc.) will be fully covered.


In addition, Bupa Hero also provides additional health check-ups, cashless treatment, optional benefits and more. Some people may think that, with Bupa Hero's comprehensive medical protection and support, it must be very expensive. In fact, Bupa Hero provides 4 deductible options to help reduce your premiums, so that you and your loved ones can easily enjoy coverage up to $30 million per year. If an 18-year-old member enrols in the Deluxe Plan with yearly payment and an HK$80,000 deductible, he or she can enjoy standard private room protection with average monthly premiums as low as $288. For more details and to get a quote now: .

(Original article (Traditional Chinese version only) published at: Yahoo! X BetterMe website )

1 Insurance ratings are provided by 10Life ( for reference only. Bupa does not provide any compensation (such as commissions or referral fees) to 10Life for ratings or related insurance sales activities. 10Life insurance ratings do not take into account your personal goals, financial situation and needs. This information is for general educational and reference purposes only and does not constitute any recommendation to purchase insurance products. Consumers are advised to should go through the suitability assessment with a Bupa Health Management Consultant before applying for insurance that will suit their needs.

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The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

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Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Bupa Hero exciting enrolment offer】 Get discounts worth up to 80% of first-year premiums!
  • 【Newly launch】 Bupa All Together Health Insurance Scheme: Enjoy up to 50% off on the first-year premium  for a family enrolment of 3 #
  • Other selected individual medical schemes: up to 20% off

The promotion is valid until 31 December 2024. Act now!

To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year's net annual premium or subscription over HK$3,000 through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa All Together Health Insurance Scheme Welcome Promotion Offer Terms and conditions (PDF, 231KB)
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