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2517 5860

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Individual Schemes

2517 5333

Bupa Gold Schemes

2517 5383

Bupa group members

2517 5388

How to choose the right insurance

Medical cost rises every year. How do I make sure that my insurance can cover medical expenses?

Useful tip:

To deal with the ever increasing medical costs each year, customers may consider opting for medical schemes that include Full Cover Benefit. Full Cover Benefit provides an annual maximum benefit for hospital expenses with no limit on each individual item. Eligible medical expenses include room and board, surgical fees, anaesthetist’s fees, and miscellaneous hospital services. Diagnostic imaging, laboratory tests, and physiotherapy after surgery or cancer treatment are also fully covered, if the total cost is within the annual maximum limit.

Schemes with Full Cover Benefit come with different options of benefit level and annual maximum limit for you to choose from according to your needs. At Bupa, we provide ward, semi-private, and private room level with full cover benefit ranging from HK$220,000 to HK$3 million.

Insurance schemes / Key features
  • Provides up to HK$3 million benefit per year to cover hospital expenses in a semi-private room
  • Covers follow-up outpatient consultations after surgery or cancer treatment
  • Cashless hospitalisation and no claims to follow
  • 100% reimbursement of hospital expenses if Full Cover Benefit is selected, with benefit limit ranging from HK$230,000 to HK$820,000 per year
  • No hassle of payment and claims by using medical card if Supplementary Major Medical Benefit is selected
  • Full cover for hospital expenses at ward level
  • Family members can share a combined annual benefit pool of up to HK$1 million
  • Cashless hospitalisation and no claims to follow

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

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Rewards for referrers

Get HK$500 in supermarket coupons for every successful referral you make!

There's no limit on the referrals you can make. The more you refer, the higher the rewards!

Exclusive offer for referrers

If your family and friends successfully enrol in Bupa individual medical scheme, your family and friends can enjoy the following rewards:

  • 【Limited-time offer】 Bupa HERO VHIS Plan - 30% off for single enrolment and up to 70% off for 3 or more enrolments^
  • 【New】 Bupa SAFE Critical Illness Insurance Scheme - 20% off for single enrolment, 40% off for 2 or more enrolments#
  • Other selected individual medical schemes: up to 30% off

The promotion is valid until 31 December 2021. Act now!


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